Our Maryland Car Accident Attorneys Offer Tips for Dealing With Insurers After A Crash

Car accidents in Maryland can be devastating for victims involved. Crash-related injuries can jeopardize their health and their finances for long afterward. If the other driver is at fault, you can hold them liable in a claim. Our Maryland car accident attorneys represent clients in dealing with these companies and offers tips to help you get the maximum settlement.

Steps To Take At The Crash Site To Protect Your Rights With Insurers

Zero Deaths Maryland reports that over 100,000 people are hurt in crashes and collisions throughout the state each year. In many cases, reckless behavior on the part of other motorists is responsible.

Regardless of how a crash happens, taking steps to protect your rights at a scene is important. These include:

• Notify law enforcement immediately and make sure to get a copy of the accident report;
• Exchange contact, insurance, and vehicle information with others involved;
• Gather photos and other evidence, including contact information for witnesses;
• Get medical care for your injuries and follow your doctor’s instructions;
• Notify your own insurer of the crash, but avoid making any recorded statements.

Insurers often attempt to interview accident victims immediately after a crash when they are still rattled about what happened and unsure of the extent of their injuries. In dealing with them, avoid admitting even partial blame or making statements that downplay the situation.

Get The Maximum Amount In Your Maryland Car Accident Insurance Claim

The Maryland Motor Vehicle Administration advises that all drivers must maintain a mandatory minimum amount of liability coverage to protect them in the event of a crash. However, Maryland is not a ‘no-fault’ insurance state, which means you have the legal right to hold at-fault motorists accountable when their reckless behavior is responsible for a crash. This will likely mean dealing with their insurer.

To protect yourself when dealing with claims adjusters and get the maximum amount you are entitled to in a claim, our Maryland car accident attorney recommends the following:

• Get copies of all medical records and statements from your doctor detailing your injuries and prognosis for recovery;
• Get statements regarding lost wages and other out-of-pocket costs;
• Document the actual value of your vehicle, what you paid for it, and current replacement costs;
• Be aware of immediate settlements, which often fail to factor in future expenses that could leave you paying out-of-pocket.

To Protect Your Rights In A Claim, Consult Our Experienced Maryland Car Accident Attorneys

You have one chance to get compensation in a Maryland car accident claim. To get what you need to cover property damages, medical bills, lost wages, and other costs, get Berman, Sobin, Gross LLP on your side.

We make insurance companies pay and will not hesitate to file a lawsuit against the driver to get the maximum amount you are entitled to. Call or contact our office online to protect your rights. Request a consultation today with our experienced Maryland car accident attorneys.

Sources:

zerodeathsmd.gov/resources/crashdata/

mva.maryland.gov/vehicles/Pages/insurance-requirements.aspx