Largo Uninsured Driver Accident Attorney
Being involved in a car accident is stressful, but it becomes even more complicated when the at-fault driver is uninsured. In Maryland, accidents with uninsured drivers present unique challenges for victims, but recourse is available. At Berman | Sobin | Gross LLP, we understand the difficulties you face when dealing with an uninsured motorist and are committed to helping you navigate this complex legal situation. Our experienced Largo uninsured driver accident attorneys can guide you through the claims process and help you secure the compensation you deserve.
What to Do After an Accident with an Uninsured Driver
If you’ve been involved in an accident with an uninsured driver in Largo, Maryland, it’s essential to take the right steps to protect your health, rights, and financial future. Here’s what you should do immediately after the incident:
1. Call 911 and Report the Accident
Regardless of whether the other driver is insured, you should report the accident to the police. Having an official police report can be invaluable when filing an insurance claim or pursuing legal action. The police will document the scene, take witness statements, and help ensure that the at-fault driver is held accountable.
2. Exchange Information
If possible, exchange contact and vehicle information with the other driver, including their name, phone number, license plate number, and driver’s license. Even if they claim to have no insurance, gathering as much information as possible is essential.
3. Seek Medical Attention
Even if you feel alright immediately after the accident, it’s crucial to seek prompt medical attention. Some injuries, such as whiplash or concussions, may not be immediately apparent. Prompt medical evaluation will help protect your health and serve as essential documentation for any insurance claims or legal proceedings.
4. Notify Your Insurance Company
If you are insured in Maryland, then you have uninsured motorist coverage (UMC) on your policy. UMC covers your medical expenses and damages if you’re in an accident with an uninsured driver. Be sure to provide all the details of the accident and any relevant documentation.
5. Contact an Attorney
Even though you may be making a claim with your own insurance company, don’t expect they will offer to settle your claim for the maximum amount of compensation you are entitled to. They are still likely to send an adjustor out to say what your damages are, and they are likely to downplay the serious nature of the crash. They might even allege your own negligence contributed to the accident, which can defeat your claim under Maryland’s harsh contributory negligence law.
How to Handle a Claim Against an Uninsured Driver
If you are involved in an accident with an uninsured driver in Largo, you may have several avenues for compensation, depending on your circumstances. At Berman | Sobin | Gross LLP, we work with clients to explore all possible options.
1. Uninsured Motorist Coverage
The uninsured motorist coverage you carry as part of your auto insurance policy can help cover your medical bills, lost wages, and property damage caused by an uninsured driver. This coverage is essential in Maryland and can provide significant financial relief in such situations.
2. Personal Injury Protection (PIP) Coverage
In Maryland, insurance companies must offer Personal Injury Protection (PIP) coverage, but drivers have the option to decline it. If available, PIP can help cover medical bills and lost wages after an accident, regardless of who is at fault. If the other driver is uninsured, your PIP coverage can help reduce the financial burden, but it may not meet all your needs.
3. Filing a Lawsuit Against the Uninsured Driver
If the uninsured driver has assets or income that can be reached, it may be possible to file a lawsuit directly against them. However, this option can be limited when the other driver has no means to pay for your damages, and a positive outcome isn’t guaranteed. Our personal injury attorneys can evaluate your case and advise whether pursuing a lawsuit is a viable option.
4. Seeking Compensation Through Other Sources
In some cases, you may be able to recover damages through other means, such as a third-party lawsuit if the accident was caused by a defective vehicle part, poor road conditions, or other external factors. Our experienced attorneys will help you investigate all possible sources of compensation.
Why Choose Berman | Sobin | Gross LLP?
At Berman | Sobin | Gross LLP, we have a proven record of helping clients in Largo and throughout Maryland recover compensation after accidents with uninsured drivers. Our personal injury lawyers are committed to protecting your rights and guiding you through the legal complexities of uninsured motorist claims.
We understand the unique challenges that come with accidents involving uninsured drivers. Our team of skilled attorneys will work tirelessly to ensure that you receive the maximum compensation possible. We have years of experience handling complex auto accident claims and are well-versed in Maryland insurance laws.
We know that each case is unique, and we provide personalized legal solutions tailored to your specific needs. We will take the time to understand the details of your accident and work closely with you every step of the way.
We offer free consultations, so you can discuss your case with us without any obligation. If you decide to move forward, we work on a contingency fee basis, meaning you pay no legal fees unless and until we win your case.
Contact Berman | Sobin | Gross LLP Today
If you’ve been injured in an accident with an uninsured driver in Largo, Maryland, don’t hesitate to reach out to Berman | Sobin | Gross LLP. Our experienced personal injury attorneys are ready to help you recover the compensation you deserve. Contact us today for a free consultation and learn more about how we can assist you with your uninsured motorist claim.
