Washington DC Uninsured Driver Accident Attorney
Car accidents can be stressful and overwhelming, but when the at-fault driver doesn’t have insurance, the situation becomes even more complicated. If you were injured in an accident with an uninsured driver in Washington DC, you may be wondering how to cover medical bills, lost wages, and other damages. At Berman | Sobin | Gross LLP, our Washington DC uninsured driver accident attorneys help accident victims navigate these challenging cases and secure the compensation they deserve.
Washington DC Uninsured Motorist Laws
Washington DC requires all drivers to carry liability insurance. At a minimum, the law requires coverage of $25,000 per person and $50,000 per accident for personal injury, and $10,000 for property damage. However, not every driver follows the law. If you’re involved in an accident and the at-fault driver is uninsured, you still have options for recovering compensation. This is great news for accident victims in Washington DC, which has more uninsured drivers than any other state in the union. Here in the nation’s capital, over one in four drivers on the road are uninsured.
Washington DC law comes to the rescue by mandating that all auto insurance policies include uninsured motorist (UM) coverage. This coverage protects you if you’re injured in a collision with a driver who doesn’t have insurance. Uninsured motorist coverage can help pay for medical expenses, lost wages, pain and suffering, and property damage. At a minimum, motorists must carry $25,000 per person and $50,000 per accident for bodily injury, and $5,000 for property damage, subject to a $200 deductible.
If you carry UM coverage, you can file a claim with your own insurance company to cover these losses. However, it is still critical to have a personal injury lawyer help you with your claim. The insurance company can still undervalue your claim or blame you for causing or contributing to the accident, which can defeat your claim. Do not doubt that your insurer will try to avoid liability or pay as little as they can; persons represented by an attorney recover more than those who don’t.
What to Do After an Accident With an Uninsured Driver
If you’ve been involved in a crash with an uninsured driver in Washington DC, taking the right steps can help protect your rights and your ability to recover compensation:
- Call the Police: Always report the accident to law enforcement. A police report will document the incident and note that the other driver was uninsured.
- Seek Medical Attention: Your health is the top priority. Visit a doctor immediately to document your injuries.
- Exchange Information: Gather as much information as possible, including the driver’s contact details, vehicle description, and license plate number.
- Document the Scene: Take photos of the accident, your injuries, and any damage to your vehicle.
- Contact Your Insurance Company: Notify your insurer about the accident and confirm your uninsured motorist coverage.
- Speak to a Personal Injury Attorney: An experienced attorney can guide you through the process of filing a claim and help ensure you receive fair compensation.
Why You Need a Personal Injury Attorney
Accidents with uninsured drivers often require complex insurance claims. While you may rely on your own UM coverage, insurance companies may try to minimize your payout. At Berman | Sobin | Gross LLP, we have extensive experience handling uninsured motorist claims in Washington DC. We will investigate the accident to establish liability, calculate the full extent of your damages, handle all communication with the insurance company, negotiate for a fair settlement, and take your case to court, if necessary. Our goal is to ensure you receive the compensation you need to recover and move forward.
Common Damages in Uninsured Driver Accidents
When you’re injured in an accident with an uninsured driver, you may be entitled to compensation for a range of damages, including medical expenses (current and future medical costs, including doctor visits, surgeries, physical therapy, and medication), lost income (wages lost due to time away from work, as well as diminished earning capacity if your injuries are long-term), pain and suffering (compensation for physical pain, emotional distress, and reduced quality of life), and property damage (costs to repair or replace your vehicle). Our attorneys will work to maximize your recovery so you can focus on healing.
Protecting Yourself From Uninsured Drivers in Washington DC
While you can’t control other drivers, you can take steps to protect yourself. Carrying sufficient uninsured motorist coverage is essential. In Washington DC, UM coverage can help provide peace of mind in the event of an accident. If you’ve been injured in an accident with an uninsured driver, don’t face the insurance process alone. At Berman | Sobin | Gross LLP, our dedicated attorneys are here to help Washington DC accident victims recover compensation for their injuries.
Contact Berman | Sobin | Gross LLP Today
Don’t try to handle an uninsured driver accident claim on your own. At Berman | Sobin | Gross LLP, we are committed to protecting the rights of accident victims throughout Washington DC. Contact our experienced personal injury attorneys today for a free consultation.
