Five FAQs About Workers’ Compensation In Maryland
Work-related injuries in Maryland can result in major costs and may impact your ability to work for weeks or months afterward. Benefits available through the Maryland Workers’ Compensation Commission help you continue providing for yourself and your family.
Our experienced Maryland workers’ compensation attorney protects injured workers, helping them get the maximum amount of benefits they are entitled to. The following are five frequently asked questions (FAQs) we hear from clients:
- What do I do if I suffer on-the-job injuries in Maryland?
There are some exceptions, but under the Code of Maryland, most employers with one or more employees must have workers’ compensation insurance coverage. It provides protection in the event accidental injuries happen on the job site, reducing personal liability for the employers.
If you suffer any type of injury on the job or while performing work-related functions, notify your employer or supervisor immediately. They will complete an accident report detailing what happened, when your injuries occurred, and the circumstances involved. If they do not do so, write a statement yourself, capturing all the details. Make sure it is dated, signed, and kept in a safe location.
- Should I see a doctor and when?
Medical records play an important role in Maryland workers’ compensation claims. You should see a doctor right away when any work-related injury happens, regardless of the severity or your symptoms. Make sure your doctor is aware that your injuries happened on the job and follow their instructions regarding work restrictions and ongoing care.
- What if I am to blame for a work-related accident?
Workers’ compensation benefits in Maryland are available to injured workers, regardless of how their injuries were caused, with some exceptions. Some scenarios where your rights in a claim could be jeopardized are if you were under the influence at the time, were involved in an altercation with a coworker, or failed to follow safety recommendations.
- What types of benefits am I entitled to in a Maryland workers’ compensation claim?
Benefits available through insurers and administered through the Maryland Workers’ Compensation Commission can include coverage of all casually related medical expenses, payment for lost wages during your recovery, additional amounts for permanent disabilities, and job retraining if you are unable to return to your prior occupation. If work-related injuries prove fatal, benefits may be available for surviving family members.
- What happens if my workers’ compensation benefits are denied?
As filing a workers’ compensation claim involves dealing with insurers, it is no surprise that claims are frequently denied. Failing to report the injury, not getting medical care, and errors in completing claims are among the most common causes. Contact our Maryland workers’ compensation attorney to discuss your rights in filing a claim and potentially, an appeal.
Schedule A Consultation Today With Our Maryland Workers’ Compensation Attorney
When on-the-job injuries in Maryland happen, workers’ compensation benefits offer a lifeline. To protect your rights and get the maximum amount you are entitled to, contact Berman, Sobin, Gross LLP. Schedule a consultation today with our experienced Maryland workers’ compensation attorney.
Sources:
wcc.state.md.us/
casetext.com/statute/code-of-maryland/article-labor-and-employment/title-9-workers-compensation/subtitle-1-definitions-general-provisions
