Injured On The Job? Six Reasons You Need A Maryland Workers’ Compensation Lawyer
Accidental injuries pose a threat to workers in all types of occupations. The U.S. Bureau of Labor Statistics advises that close to 43,000 people suffer on-the-job injuries in Maryland each year. Workers’ compensation serves as a sort of safety net, providing benefits that help cover your medical care, lost wages, and other expenses.
Unfortunately, getting the benefits you are entitled to is often a challenging process. Insurers are quick to either deny or downplay claims, and your employer may offer little help. The following are six common situations in which you need to hire an experienced Maryland workers’ compensation attorney to protect your rights:
- Your employer is disputing how your injuries happened.
Disputes over how your injury happened are one of the most common scenarios. They may claim your behavior contributed to the accident, that you ignored policies and procedures, or that a third party is to blame. We can investigate, review how state laws apply, and take the legal actions needed, whether that involves filing a workers’ compensation claim or a personal injury lawsuit if there is a third party.
- The insurer is disputing your injuries or their impact on your health.
Downplaying the severity of harm suffered is an even more common scenario. Insurance companies are money-making businesses. Disputing injuries, how they happened, and the impact they have on your ability to work is common.
- Your workers’ compensation benefits are delayed or denied.
You have the right to get your benefits in a timely manner. If your claim is delayed and you have received requests for additional information or an actual denial letter, contact our experienced Maryland workers’ compensation attorney right away.
- Your claim is disputed due to pre-existing conditions.
You may be entitled to workers’ compensation for on-the-job injuries despite pre-existing conditions. However, you must show how your current injuries aggravated or worsened any prior impairments and determine whether you need to initiate a new claim or reopen an old one.
- You suffer permanent disabilities.
When on-the-job injuries are severe and cause permanent disabilities, you need legal help to ensure you get the total amount of benefits you are entitled to.
- You were offered a lump sum settlement.
Under state laws, you may be able to request a lump sum settlement through the insurance company rather than weekly benefits. However, be aware that once you do, you may be waiving your future rights to any benefits under the claim. To avoid settling for less than what you are entitled to or giving up rights that you shouldn’t, contact our Maryland workers’ compensation attorney.
Contact Our Office Today To Request A Consultation With Our Experienced Maryland Workers’ Compensation Attorney
At Berman, Sobin, Gross LLP, we help people who are injured on the job get the total amount of workers’ compensation benefits they are entitled to in a claim. When dealing with employers and insurers, get the professional legal representation needed to protect yourself and your rights. Contact our office today to request a consultation with our experienced Maryland workers’ compensation attorneys.
Sources:
bls.gov/regions/mid-atlantic/news-release/workplaceinjuriesandillnesses_maryland.htm#:~:text=December%2020%2C%202023-,Employer%2Dreported%20workplace%20injuries%20and%20illnesses%20in%20Maryland%20%E2%80%94%202022,of%20Labor%20Statistics%20reported%20today.
wcc.state.md.us/PDF/Regs/14_09_10%20Settlement_2013.pdf
