Workers’ Compensation Benefits In Maryland For Long-Term Disabilities
You work hard for a living and to provide for your family, investing long hours into building a career. Unfortunately, on-the-job accidents can happen in any occupation, causing injuries that change your life.
When your injuries jeopardize your ability to work or perform tasks required as part of your job, workers’ compensation benefits can help make up for your losses. Our Maryland workers’ compensation attorney explains more about long-term disabilities and the different types of benefits you may be entitled to.
Work-Related Injuries In Maryland That Can Cause Long-Term Disabilities
Employers in Maryland have a legal duty to protect employees by providing a safe workplace, one free from both blatant and potential hazards. The Occupational Safety and Health Administration (OSHA) enforces state and federal safety regulations in Maryland, but on-the-job injuries are still common.
Unfortunately, they happen frequently in the construction, manufacturing, health care, and public service industries but can also impact restaurant, retail, and office workers. Slips, trips, and falls, getting struck by or against objects, and repetitive stress or overuse injuries are among the most common. Unfortunately, these can impact the worker’s health for years into the future.
Insurers generally define long-term disabilities as those expected to last a year or longer and from which victims may never make a full recovery. Common types of injuries that can cause long-term disabilities in Maryland include:
- Concussions and other head or brain injuries;
- Severe burns;
- Exposure to hazardous substances;
- Amputations;
- Muscle or tendon tears;
- Back and neck injuries;
- Spinal cord injuries.
Workers’ Compensation Benefits For Long-Term Disabilities
When work-related injuries prevent you from working, you may be able to get benefits through the Maryland Workers’ Compensation Commission. These benefits can help cover your medical care and reimburse up to two-thirds of your lost wages while you recover. Workers’ compensation benefits for injuries are divided into the following categories:
- Temporary total disability: These benefits may be awarded when an injury temporarily totally prevents a person from working.
- Temporary partial disability: These benefits may be awarded when injuries prevent workers from temporarily performing all tasks on the job and result in loss of income due to the restrictions; .
- Permanent partial disability: These benefits may be awarded when after all treatment has been completed, the injured worker still suffers from impairments that interfere with their job, but do not prevent the person from working.
- Permanent total disability: These benefits may be awarded in cases where a persons’ injuries cause impairments that prevent them from working now or in the future at any job.
Keep in mind that, in addition to workers’ compensation benefits in Maryland, in some cases, you may also be entitled to payment through employer-provided insurers for long-term disability if your condition is expected to prevent you from working for a year or longer. Those benefits are generally outlined within the individual’s specific policy.
Berman, Sobin, Gross LLP protects your rights and helps you get the benefits you deserve. For trusted legal help, contact our office and request a consultation today with our Maryland workers’ compensation attorney.
Get Trusted Legal Guidance In Filing A Claim. Contact Our Experienced Maryland Workers’ Compensation Attorney Today.
When on-the-job accidents happen, injuries you suffer have the potential to derail your career and can jeopardize your family’s financial security in the future. Berman, Sobin, Gross LLP helps you get the benefits you are entitled to, providing trusted legal guidance throughout the process of filing a claim. To schedule a consultation, contact our experienced Maryland workers’ compensation attorney today.
